Ford Financing Tips: Loans vs. Leases

Filling out a Ford credit application is an essential step toward driving home your dream vehicle. Pre-approval streamlines the financing process and lets you shop confidently. At O’Brien Ford of Shelbyville, we’re here to make applying for Ford credit simple and stress-free. more How to Fill Out a Ford Credit Application Completing a Ford credit application online is straightforward. Start by providing your personal information, including your name, date of birth, Social Security number, and contact details. Next, input income information such as your employer’s name, your job title, and monthly or annual income. You’ll also need to include details about the vehicle you wish to finance, such as the model and trim, along with any trade-in vehicle information. Finally, review your entries to ensure accuracy before submitting the form. Documents to Have Ready To make the application process smoother, have these documents ready: A valid government-issued ID, such as a driver’s license or passport. Recent pay stubs or proof of income to verify your earnings. Budgetary information, including monthly expenses, to help determine a comfortable payment plan. Having these items handy will speed up the approval process. Apply for Ford Financing in Shelbyville, KY Get started with your Ford credit application to take the next step toward owning your dream vehicle. Contact O’Brien Ford of Shelbyville with any questions or to explore your financing options further.

Why not kick off the new year with a visit to your trusted Shelbyville Ford dealership? Whether you’re shopping for a new vehicle, need expert service, or are looking for genuine parts, O’Brien Ford of Shelbyville is your one-stop destination for all things Ford. Here are three great reasons to stop by in 2025. more Discover Incredible New Year Sales Start the year right by exploring the exciting deals at our Ford dealership. We offer a wide selection of vehicles, including new Ford models like the F-150 and Explorer, and a diverse inventory of pre-owned options. Our knowledgeable sales team is here to help you find the perfect vehicle to fit your lifestyle and budget. Take advantage of competitive financing offers and drive into the new year with confidence. Get Expert Ford Service Keeping your vehicle in peak condition is easy with our state-of-the-art service center. From routine maintenance like oil changes and tire rotations to more extensive repairs, our certified technicians have you covered. Our Ford service team uses advanced diagnostic tools and genuine Ford parts to ensure your vehicle stays reliable and safe for years to come. Schedule an appointment today and experience the difference of top-notch care. Find Genuine Ford Parts Our parts department has everything you need for those who prefer a hands-on approach to vehicle maintenance. We stock genuine Ford parts to ensure quality and compatibility with your vehicle. Whether you’re upgrading your truck or replacing a component, our team will help you find the right parts to get the job done. Visit our Shelbyville Ford dealership to explore our extensive inventory and get expert advice. Visit O’Brien Ford of Shelbyville Today Make O’Brien Ford of Shelbyville your destination for sales, service, and parts this year. Stop by today to experience unparalleled customer care and start the new year with confidence.

Business owners looking to purchase a truck, like the Ford F-150, can benefit from Section 168(k) of the IRS tax code. This regulation allows businesses to claim bonus depreciation on qualifying vehicles, making it easier to offset the cost of vital equipment. At O’Brien Ford of Shelbyville, we’re here to help you maximize your savings. more Why Choose the Ford F-150? The Ford F-150 is a top choice for businesses due to its durability, versatility, and capability. With its powerful towing capacity, customizable configurations, and advanced technology, it meets the needs of a wide range of industries. It’s the perfect choice to bolster your workforce. What Is Section 168(k)? Section 168(k) provides a valuable tax incentive for business owners by allowing them to deduct a significant portion of an eligible asset's cost in the first year of purchase. This bonus depreciation applies to vehicles like the Ford F-150, which meets the weight and use requirements set by the IRS. For the Ford F-150 to qualify, it must be used more than 50% of the time for business purposes. Once these criteria are met, business owners can deduct up to 100% of the vehicle's purchase price during the tax year in which it was placed into service. How to Take Advantage of Section 168(k) To claim this deduction, keep accurate records of the business use of your Ford F-150 and provide documentation of its purchase price. Additionally, consult a tax professional to ensure compliance with IRS requirements. At O’Brien Ford of Shelbyville, our team is ready to assist you in finding the right truck for your business needs. Save on Your Ford F-150 Today Discover how Section 168(k) can help you save on a Ford F-150 for your business. Visit O’Brien Ford of Shelbyville to explore our inventory and speak with our team about financing options and eligibility requirements.