O'Brien Ford

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Ford Financing FAQ?

No one teaches you how to finance a car when you’re in school. It can be a complicated process to research models and find the best way to pay, but you don’t have to go at it alone.? 

 

Before you even step foot inside our dealership, we want to take you through a few of our most frequently asked questions about?Ford financing. From credit applications to payment plans and everything in between, we’ll get you familiar with the resources available to you at?O'Brien Ford of Shelbyville.? 

ford-financing

Q: Is it better to finance or lease a new vehicle?? 

 

A: It depends on how long you want to keep your car or how frequently you plan on using it. If you only need your car for a short amount of time, leasing is a better option. Leases revolve around a certain number of months when you make payments to use the car. Then, you return the car to our dealership once that timeframe is over.  

 

Financing or buying means that you’ll make monthly payments until the car belongs to you. Lease payments are typically lower, but you’ll know?when to buy a Ford?if you want to keep your car long-term.?? 

 

Q: Does my credit score matter when I’m applying for financing?? 

 

A: It helps to have a good credit score when you fill out a Ford finance application, but it’s certainly not the only way. Drivers who have lower credit scores or who have not built much credit can get a loan or use a cosigner. We’ll work with you and your budget to find an appropriate payment plan.? 

 

Q: How can I start budgeting for my new Ford?? 

 

A: It’s tricky knowing just how much to save for a?down payment?or what your monthly payments will be right off the bat. That’s why we offer a?Ford payment calculator?right on our website so that you can know exactly what to expect once your payments start rolling in. After a few simple steps, you’ll be able to get a head start on saving.? 

 

If you have any more questions about the car purchasing process, come into O'Brien Ford of Shelbyville today to speak with a specialized staff. We’re ready to help you find a payment plan that suits you best! 

 



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